What should you do if you’re in a minor crash with no injuries?

In the event of a minor crash without injuries, exchanging information with the other driver and reporting the accident is the most responsible course of action. This ensures that both parties have the necessary details to file insurance claims, which typically require information such as names, contact information, insurance details, and vehicle information.

Reporting the accident is also important, even if no serious damage is apparent. Some states, including Ohio, require that accidents be reported if they involve property damage exceeding a certain amount. Additionally, having a police report can be beneficial if there are disputes later regarding fault or damages. Ultimately, this approach fosters transparency and accountability, which can help both parties resolve the situation efficiently.

In contrast, simply driving away disregards legal obligations and can lead to serious consequences, such as hit and run charges. Waiting for the police to arrive may be unnecessary in minor accidents when both drivers are capable of exchanging information. Calling your insurance company without addressing the situation with the other driver does not facilitate communication or resolution at the scene of the accident. Therefore, the proper steps involve both exchanging information and reporting the incident.